<html><body><div style="color:#000; background-color:#fff; font-family:times new roman, new york, times, serif;font-size:12pt"><div style="RIGHT: auto"><SPAN style="RIGHT: auto">My sailboat, motor and trailer are covered on a seperate Boat Owners policy ($87/yr) with State Farm. They will only write the boat policy if you have either home or car insurance with them also.</SPAN></div>
<div style="BACKGROUND-COLOR: transparent; FONT-STYLE: normal; FONT-FAMILY: times new roman, new york, times, serif; COLOR: rgb(0,0,0); FONT-SIZE: 16px; RIGHT: auto"><SPAN style="RIGHT: auto">There is no exception for racing that would exclude coverage etc. and there is no need to identify who the skipper is. The insurance follows the boat. They have paid several claims with no questions over the years and its the best insurance deal I have. I also get a small safety discount becasue I have my boat inspected by the Coast Gaurd Auxillary every year.</SPAN></div>
<div style="BACKGROUND-COLOR: transparent; FONT-STYLE: normal; FONT-FAMILY: times new roman, new york, times, serif; COLOR: rgb(0,0,0); FONT-SIZE: 16px; RIGHT: auto"><SPAN style="RIGHT: auto"></SPAN> </div>
<div style="BACKGROUND-COLOR: transparent; FONT-STYLE: normal; FONT-FAMILY: times new roman, new york, times, serif; COLOR: rgb(0,0,0); FONT-SIZE: 16px; RIGHT: auto"><SPAN style="RIGHT: auto"> If your boat is a motor boat that you want to insure and its <VAR id=yui-ie-cursor></VAR>used for racing then they have exclusions. I also asked my State Farm agent and they do not cover groups of boats.</SPAN></div>
<div style="BACKGROUND-COLOR: transparent; FONT-STYLE: normal; FONT-FAMILY: times new roman, new york, times, serif; COLOR: rgb(0,0,0); FONT-SIZE: 16px; RIGHT: auto"><SPAN style="RIGHT: auto"></SPAN> </div>
<div style="RIGHT: auto"><SPAN style="RIGHT: auto">rudy</SPAN></div>
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<DIV style="BORDER-BOTTOM: #ccc 1px solid; BORDER-LEFT: #ccc 1px solid; PADDING-BOTTOM: 0px; LINE-HEIGHT: 0; MARGIN: 5px 0px; PADDING-LEFT: 0px; PADDING-RIGHT: 0px; HEIGHT: 0px; FONT-SIZE: 0px; BORDER-TOP: #ccc 1px solid; BORDER-RIGHT: #ccc 1px solid; PADDING-TOP: 0px" class=hr contentEditable=false readonly="true"></DIV><FONT size=2 face=Arial><B><SPAN style="FONT-WEIGHT: bold">From:</SPAN></B> Odell Tuttle <otuttle@gmail.com><BR><B><SPAN style="FONT-WEIGHT: bold">To:</SPAN></B> John Speltz <johnspeltz@comcast.net> <BR><B><SPAN style="FONT-WEIGHT: bold">Cc:</SPAN></B> "Capri25@lists.wyc.org" <capri25@lists.wyc.org> <BR><B><SPAN style="FONT-WEIGHT: bold">Sent:</SPAN></B> Friday, April 19, 2013 12:31 PM<BR><B><SPAN style="FONT-WEIGHT: bold">Subject:</SPAN></B> Re: [Capri25] Flow<BR></FONT></DIV>
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<DIV dir=ltr>FYI - Most policies specify that Racing is not covered <FONT color=#ff0000>...unless it's a sailboat</FONT>.</DIV>
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<div style="LINE-HEIGHT: 11.25pt"><B style="LINE-HEIGHT: 11.25pt"><SPAN style="COLOR: #666666; FONT-SIZE: 8.5pt">Odell Tuttle</SPAN></B></div>
<div style="LINE-HEIGHT: 11.25pt"><SPAN><FONT color=#666666><SPAN style="FONT-SIZE: 8.5pt">Chief Technology Officer</SPAN></FONT><BR><B style="COLOR: rgb(102,102,102); FONT-SIZE: 8.5pt">XRS Corporation</B><BR><FONT color=#666666><SPAN style="FONT-SIZE: 8.5pt">965 Prairie Center Drive</SPAN></FONT><BR><FONT color=#666666><SPAN style="FONT-SIZE: 8.5pt">Eden Prairie, MN 55344</SPAN></FONT><BR><FONT color=#666666><SPAN style="FONT-SIZE: 8.5pt">c <SPAN style="WHITE-SPACE: nowrap" class=baec5a81-e4d6-4674-97f3-e9220f0136c1>651.925.7728<A style="BORDER-BOTTOM: medium none; POSITION: static !important; BORDER-LEFT: medium none; MARGIN: 0px; WIDTH: 16px; BOTTOM: 0px; DISPLAY: inline; WHITE-SPACE: nowrap; FLOAT: none; HEIGHT: 16px; VERTICAL-ALIGN: middle; OVERFLOW: hidden; BORDER-TOP: medium none; TOP: 0px; CURSOR: hand; RIGHT: 0px; BORDER-RIGHT: medium none; LEFT: 0px" title="Call: 651.925.7728" href="http://us-mg5.mail.yahoo.com/neo/#"><IMG style="BORDER-BOTTOM:
medium none; POSITION: static !important; BORDER-LEFT: medium none; MARGIN: 0px; WIDTH: 16px; BOTTOM: 0px; DISPLAY: inline; WHITE-SPACE: nowrap; FLOAT: none; HEIGHT: 16px; VERTICAL-ALIGN: middle; OVERFLOW: hidden; BORDER-TOP: medium none; TOP: 0px; CURSOR: hand; RIGHT: 0px; BORDER-RIGHT: medium none; LEFT: 0px" title="Call: 651.925.7728"
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<DIV class=yiv0590282125gmail_quote>On Fri, Apr 19, 2013 at 8:52 AM, John Speltz <SPAN dir=ltr><<A href="mailto:johnspeltz@comcast.net" rel=nofollow target=_blank ymailto="mailto:johnspeltz@comcast.net">johnspeltz@comcast.net</A>></SPAN> wrote:<WBR>
<BLOCKQUOTE style="BORDER-LEFT: #ccc 1px solid; MARGIN: 0px 0px 0px 0.8ex; PADDING-LEFT: 1ex" class=yiv0590282125gmail_quote>Hi Matt,<BR><BR>It was our understanding that, if you RACE, your homeowners policy would not<BR>cover the race boat. That's why we had a separate policy drawn up.<BR><BR>I have information from other boats. If you share your information, I will<BR>send you what I have, see example below.<BR><BR>Skipper Capt. Insurance<BR>Boat Big Dipper<BR>Company Progressive<BR>Cost $230<BR>Bodily Injury 500K<BR>Uninsured Boater 500K<BR>Med Injurty Paym't 5K<BR>Comprehensive 15K<BR>Collision 10K<BR>Deductable $500<BR>Other Flow you are one sexy mama<BR><SPAN class=yiv0590282125HOEnZb><FONT color=#888888><BR>John<BR></FONT></SPAN>
<DIV class="yiv0590282125im yiv0590282125HOEnZb"><WBR>-----Original Message-----<WBR>From: <A href="mailto:capri25-bounces@lists.wyc.org" rel=nofollow target=_blank ymailto="mailto:capri25-bounces@lists.wyc.org">capri25-bounces@lists.wyc.org</A> [mailto:<A href="mailto:capri25-bounces@lists.wyc.org" rel=nofollow target=_blank ymailto="mailto:capri25-bounces@lists.wyc.org">capri25-bounces@lists.wyc.org</A>]<WBR></DIV>
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<DIV class=yiv0590282125h5>On Behalf Of Matt McCarroll<WBR>Sent: Friday, April 19, 2013 8:32 AM<WBR>To: <A href="mailto:capri25@lists.wyc.org" rel=nofollow target=_blank ymailto="mailto:capri25@lists.wyc.org">capri25@lists.wyc.org</A><WBR>Subject: Re: [Capri25] Flow<WBR><WBR>Make sure you check you homeowners policies. Prior to recently changing<WBR>homeowners I had my capri 25 and an MC scow covered for replacement and<WBR>liability for ~250 per year as an external policy via allstate. With my new<WBR>homeowners it is covered to to the same limits for no additional cost,<WBR>including on-lake liability.<WBR><WBR>-Matt<WBR><WBR>On 4/19/13 8:25 AM, Odell Tuttle wrote:<WBR>> Judging from the number of stern rails, bow pulpits, masts, and<WBR>> stanchions we've gone through... we'd probably be a high-risk group.<WBR>><WBR>><WBR>> *Odell Tuttle*<WBR>><WBR>> Chief Technology Officer<WBR>> *XRS Corporation*<WBR>> 965 Prairie Center
Drive<WBR>> Eden Prairie, MN 55344<WBR>> c <A href="" rel=nofollow>651.925.7728</A><WBR>> <A href="http://www.xrscorp.com/" rel=nofollow target=_blank>http://www.xrscorp.com/</A> <<A href="http://www.xata.com/" rel=nofollow target=_blank>http://www.xata.com/</A>><WBR>><WBR>><WBR>><WBR>> On Fri, Apr 19, 2013 at 8:22 AM, Dutch Bull <<A href="mailto:dbull@northernim.com" rel=nofollow target=_blank ymailto="mailto:dbull@northernim.com">dbull@northernim.com</A><WBR>> <mailto:<A href="mailto:dbull@northernim.com" rel=nofollow target=_blank ymailto="mailto:dbull@northernim.com">dbull@northernim.com</A>>> wrote:<WBR>><WBR>> I would have to look it up, but I believe Magic is paying about<WBR>> $280 per year. Is there any chance an insurance company would be<WBR>> interested in insuring the fleet or possibly anyone in the club<WBR>> interested in a
group policy. Bert, has this ever been explored?<WBR>><WBR>> Dutch Bull<WBR>><WBR>> Northern Iron & Machine<WBR>><WBR>> 867 Forest Street<WBR>><WBR>> St. Paul, MN 55106<WBR>><WBR>> PH <A href="" rel=nofollow>651-778-3338</A> <tel:<A href="" rel=nofollow>651-778-3338</A>><WBR>><WBR>> Cell <A href="" rel=nofollow>763-300-9562</A> <tel:<A href="" rel=nofollow>763-300-9562</A>><WBR>><WBR>> <A href="mailto:dbull@northernim.com" rel=nofollow target=_blank ymailto="mailto:dbull@northernim.com">dbull@northernim.com</A> <mailto:<A href="mailto:dbull@northernim.com" rel=nofollow target=_blank ymailto="mailto:dbull@northernim.com">dbull@northernim.com</A>><WBR>><WBR>> *From:*<A href="mailto:capri25-bounces@lists.wyc.org" rel=nofollow target=_blank
ymailto="mailto:capri25-bounces@lists.wyc.org">capri25-bounces@lists.wyc.org</A><WBR>> <mailto:<A href="mailto:capri25-bounces@lists.wyc.org" rel=nofollow target=_blank ymailto="mailto:capri25-bounces@lists.wyc.org">capri25-bounces@lists.wyc.org</A>><WBR>> [mailto:<A href="mailto:capri25-bounces@lists.wyc.org" rel=nofollow target=_blank ymailto="mailto:capri25-bounces@lists.wyc.org">capri25-bounces@lists.wyc.org</A><WBR>> <mailto:<A href="mailto:capri25-bounces@lists.wyc.org" rel=nofollow target=_blank ymailto="mailto:capri25-bounces@lists.wyc.org">capri25-bounces@lists.wyc.org</A>>] *On Behalf Of *John Speltz<WBR>> *Sent:* Thursday, April 18, 2013 1:49 PM<WBR>> *To:* <A href="mailto:capri25@lists.wyc.org" rel=nofollow target=_blank ymailto="mailto:capri25@lists.wyc.org">capri25@lists.wyc.org</A> <mailto:<A href="mailto:capri25@lists.wyc.org" rel=nofollow
target=_blank ymailto="mailto:capri25@lists.wyc.org">capri25@lists.wyc.org</A>><WBR>> *Subject:* [Capri25] Flow<WBR>><WBR>> Flow wants to know .<WBR>><WBR>> I just received the bill for the marine insurance associated with<WBR>> my Capri 25. And I asked myself, "am I paying too much."<WBR>><WBR>> Question, does anybody in the Capri 25 fleet feel there would be<WBR>> some value in sharing insurance coverage and costs. We all have<WBR>> the same boat and are subject to the same risks. Maybe we could<WBR>> extract some value by comparing notes.<WBR>><WBR>> Your thoughts .<WBR>><WBR>><WBR>> _______________________________________________<WBR>> Capri25 mailing list<WBR>> <A href="mailto:Capri25@lists.wyc.org" rel=nofollow target=_blank
ymailto="mailto:Capri25@lists.wyc.org">Capri25@lists.wyc.org</A> <mailto:<A href="mailto:Capri25@lists.wyc.org" rel=nofollow target=_blank ymailto="mailto:Capri25@lists.wyc.org">Capri25@lists.wyc.org</A>><WBR>> <A href="http://lists.wyc.org/mailman/listinfo/capri25" rel=nofollow target=_blank>http://lists.wyc.org/mailman/listinfo/capri25</A><WBR>><WBR>><WBR>><WBR>><WBR>> _______________________________________________<WBR>> Capri25 mailing list<WBR>> <A href="mailto:Capri25@lists.wyc.org" rel=nofollow target=_blank ymailto="mailto:Capri25@lists.wyc.org">Capri25@lists.wyc.org</A><WBR>> <A href="http://lists.wyc.org/mailman/listinfo/capri25" rel=nofollow target=_blank>http://lists.wyc.org/mailman/listinfo/capri25</A><WBR><WBR>_______________________________________________<WBR>Capri25 mailing list<WBR><A href="mailto:Capri25@lists.wyc.org" rel=nofollow target=_blank
ymailto="mailto:Capri25@lists.wyc.org">Capri25@lists.wyc.org</A><WBR><A href="http://lists.wyc.org/mailman/listinfo/capri25" rel=nofollow target=_blank>http://lists.wyc.org/mailman/listinfo/capri25</A><WBR><WBR>_______________________________________________<WBR>Capri25 mailing list<WBR><A href="mailto:Capri25@lists.wyc.org" rel=nofollow target=_blank ymailto="mailto:Capri25@lists.wyc.org">Capri25@lists.wyc.org</A><WBR><A href="http://lists.wyc.org/mailman/listinfo/capri25" rel=nofollow target=_blank>http://lists.wyc.org/mailman/listinfo/capri25</A><WBR></DIV></DIV></BLOCKQUOTE></DIV><WBR></DIV></DIV><WBR>_______________________________________________<WBR>Capri25 mailing list<WBR><A href="mailto:Capri25@lists.wyc.org" ymailto="mailto:Capri25@lists.wyc.org">Capri25@lists.wyc.org</A><WBR><A href="http://lists.wyc.org/mailman/listinfo/capri25" target=_blank>http://lists.wyc.org/mailman/listinfo/capri25</A><WBR><WBR></DIV></DIV></DIV></div></body></html>