<html><head><style type="text/css"><!-- DIV {margin:0px;} --></style></head><body><div style="font-family:arial, helvetica, sans-serif;font-size:10pt"><DIV>Hey all, </DIV>
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<DIV>So, for those that didn't hear the details of Tom's announcement, I'm the new Sonar owner, #137, though I don't have any sails with that number (long story...)</DIV>
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<DIV>I have some questions about insurance, since when I called my agent and mentioned racing and the possiblity that others might drive the boat they got all squirrely... </DIV>
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<DIV>SO:</DIV>
<DIV>What's required by the club? </DIV>
<DIV>Who carries the right coverage(s)?</DIV>
<DIV>Beyond the bare minimums like personal liability and property damage, what's worth getting and what's not? </DIV>
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<DIV>Thanks for any advice you can give!</DIV>
<DIV> </DIV>
<DIV>Ken </DIV></div><br>
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