
<html><head><style type='text/css'>p { margin: 0; }</style></head><body><div style='font-family: Arial; font-size: 12pt; color: #000000'><SPAN><BR><BR>"Maximizing Business by Minimizing Surprises"<BR>~~~~~~~_/) ~ _/)~~~~~~~~~~_/)~~~~~~~~~~~~~~<BR>Thomas Brown<BR></SPAN></div></body></html>